Management Board

Janusz Władyczak has extensive experience gained in financial institutions, both in Poland and abroad.

Previously, he served as Director of the Investment Products Department at PKO TFI where he was responsible for setting out the product strategy for investment funds, creating and implementing investment and savings solutions offered to customers on the Polish market.

During his work at a financial institution in Austria he implemented structured investment products for private and retail banking customers, as well as derivatives in the form of certificates and warrants listed on the Warsaw Stock Exchange. At French investment banks he was responsible for the relations and for concluding transactions with the largest enterprises and financial institutions from the former Soviet states, such as Russia, Kazakhstan, Ukraine, Armenia, Azerbaijan, Lithuania, Latvia and Estonia.

He was also responsible for securing bilateral loans running into millions, structured and syndicated credits and export finance transactions, co-operating with the largest export credit agencies (ECAs) in the world. He also dealt with a wide spectrum of transactions in the capital market.

He graduated from ESCP European School of Management in Paris. He also studied at Vienna University, at the Graduate Institute of International and Development Studies forming part of Geneva University, as well as at the Asian Institute of Technology in Bangkok.

He likes to spend his free time actively. He particularly enjoys snowboarding, kayaking and tennis. His passion is travel.

An experienced leader in the finance, insurance, and digital transformation sectors, since 2016 Katarzyna Kowalska has been part of KUKE S.A., where she serves as Vice President of the Management Board. She is responsible for key areas including risk management, operational processes, IT, and organizational development.

She holds a strong academic background in economics (Poznań University of Economics) and has completed prestigious executive education programs at the University of Oxford and INSEAD — all with distinction. Additionally, she studied the international business environment at the London School of Economics.

She is active in the international arena — as Chair of the Short-Term Committee at Berne Union, she represented the credit insurance sector globally. Her leadership was also recognized in the esteemed Fortune–U.S. Department of State Global Women’s Mentoring Program.

Earlier in her career, she worked as a Business Developer at SIBS INTERNATIONAL, where she was responsible for business development in Central and Eastern Europe, leading digital payment projects for banks and financial institutions.

She specializes in building effective organizational development strategies in dynamic market conditions and implementing digital innovations.